Are you behind in your mortgage payments?
Have you tried talking to the bank with no results?
Are you confused about where to start in finding help?
Do you need someone to just LISTEN and explain the process so you understand?

If you are facing financial difficulties, let me help.  It is emotional and overwhelming enough without trying to do it on your own.  The short sales process is very intimidating, even to some agents.  I am experienced and truly care about explaining the short sales process so you understand.   Together as a team, we will reach a solution to your specific problem.


What is a short sale?

Basically, a short sale is when an owner owes more than the home is worth.  Normally, the owner has missed a payment (or few) and is now facing the fact foreclosure might be around the corner. 
Together, we will work through the process and negotiate the short sale with the bank.  The bank agrees to a short sale and sends the owner the list of documents needed. 

Experience counts!

It takes an experienced agent to handle a short sales transaction.  There is more paperwork, more follow up, and more behind the scenes negotiations that take place.  This is the main reason why mortgage companies require short sales and foreclosures to be listed by an agent and placed inside the MLS.   An experienced agent can ensure the transaction goes smoothly.

Emotional and stress relief.

Taking the extra time  and care needed to explain the process is what I specialize in.  For sellers, I will start the process with you and work beside you to reach the goal of a sale.  I will also explain what happens when an offer is received.  Having a full time professional there to answer questions and guide you during the process can make the biggest difference.